Webinar: Is Your Commercial Loan Portfolio Under Stress? Know the Signs, Minimize Losses, and Manage Default

Hosted by Tellum Advisory, this practical discussion for banks, lenders and servicers features a panel of industry leaders sharing their expertise. You’ll find out how to: Recognize credit deteriorations early Estimate probability of loss Protect collateral Execute with discipline when credits become stressed And more! Don’t get hit with a surprise default when you were […]
FHFA RCV Ruling – What Changed and Why It Matters

Written by Donald J. Brown, Navigator Consulting, Senior Advisor for Tellum FHFA Eliminated the 2024 Full-RCV Requirement In 2024, FHFA imposed a rule requiring full Replacement Cost Value (RCV) homeowners’ insurance for all properties with federally backed mortgages: No Actual Cash Value (ACV) roof coverage allowed Higher premiums for condo associations and single-family homeowners Many […]
Are You Regulator Ready for Your Next FDPA Exam?

Will you be Regulator Ready for your next Flood Disaster Protection Act [FDPA] Examination? Written by Donald J. Brown, Navigator Consulting, Senior Advisor for Tellum When did you last conduct a review of your institution’s Flood Disaster Protection Act [FDPA] Compliance Program? Historically, when lenders fail to regularly test the effectiveness of their Program’s top […]
Joe Posavec Shares Insight on 2026 Banking Regulatory Changes with CefPro Connect

Recently, CefPro Connect shared the thoughts and analysis of our very own Joe Posavec, EVP of Tellum Advisory, regarding the Office of the Comptroller of the Currency’s (OCC) new outlines for bank regulatory changes. In the article, Joe breaks down the changes for this year’s regulatory landscape – from a pared down and streamlined oversight […]
New Service Line – Clear Course Regulatory Services

As banks navigate regulatory compliance, examinations can occasionally result in findings that trigger formal enforcement actions. These actions typically require a timely, well-documented remediation plan and response along with prompt implementation of corrective measures. At this stage, banks often turn to large advisory firms, engaging sizable teams for months to document existing workflows and identify certain control deficiencies and any remediation requirements […]