you’re in the
business of trust
so are we

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welcome to tellum advisory

Led by Joseph Posavec, built on decades of real-world compliance experience, and designed to feel less like hiring a vendor, and more like calling someone who's got your back.

We are a part of  Steamboat Group,  the parent company of several insurance related brands focused on financial institutions, property investors and member associations.

For nearly 15 years, the company has built a reputation for excellence in driving growth for its clients, partners and team.

You’re not a client. You’re a partner

Joseph Posavec built Tellum after decades of sitting on the other side of the table, in banks, in boardrooms, and in situations that called for calm, not chaos.

His rule?

Treat people like family. Tell the truth. Don’t waste anyone’s time.

That’s still how we work.

This is What We Can Do, And How We Can Help

Most firms list services like they’re ingredients on a cereal box. We’d rather tell you what each one solves

Insurance Review Unmatched insight
Unmatched insight, tailored analysis
  • Full insurance adequacy review across residential, commercial, syndicated, GSE multi-family, and specialty loans—conducted pre-funding or at renewal.
  • Flood insurance compliance checks, private policy review, and strategic advisory.
  • Portfolio-wide remediation efforts for insurance-related risks.
Precision, consistency, and insight you can trust
  • Data validation services for regulatory reporting and portfolio oversight
  • Gap analysis and transformation support during data transitions.
  • Advanced modeling and sampling to detect errors and process inconsistencies.
Decades of experience, comprehensive results
  • Annual credit reviews, full underwriting, ASRs, and detailed due diligence
  • Loan-level and portfolio-wide risk assessments, including pre-funding quality control.
  • Advisory support for compliance with evolving regulatory expectations.

Ugh… I don’t need someone to throw a 52-page audit checklist at me.

I don’t need more buzzwords

And I really don’t need to Google what ‘remediation’ means… again.

You need a guide.

One who speaks human.

One who understands that clarity isn’t just a strategy — it’s survival in a world of shifting regulations and looming deadlines.

No pressure. No pitch. Just a real conversation
Pick a service. Drop a note. We’ll be in touch.

Start with the conversation not the contract

Whether you're mid-crisis, post-finding, or just not sleeping well before your next exam, let’s talk.